How to Help Employees Make Smarter Health Care Choices

ARTICLE | January 06, 2025

Authored by Vasquez + Company

Many employees spend more time researching car purchases or vacations than selecting their health insurance benefits, which can lead to costly decisions. This article emphasizes the importance of informed decision-making during open enrollment and provides practical tips for employees to navigate health care options effectively.

Key Points

• The Cost of Ignorance: Many employees underestimate the impact of their health care decisions, leading to costly mistakes.
• Lack of Understanding: A significant number of workers don’t fully understand their plan’s coverage or changes to the plans year after year.
• Actionable Tips: Employees should attend informational sessions, carefully review plan materials, and involve spouses in the decision-making process.
• Special Considerations: Employees should consider critical illness policies, review voluntary benefits, and assess their disability coverage to ensure adequate protection.

For more information, read the full article here.

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