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Navigating Retirement Account Rollovers: How to Avoid Costly Tax Mistakes

ARTICLE | February 09, 2026

Authored by Vasquez + Company

When you retire or change jobs, deciding what to do with your 401(k) or other qualified retirement accounts is one of your most important financial decisions. While rolling these funds into an IRA is often the smartest move, the process is surprisingly easy to bungle. A simple misstep can cost you thousands in unnecessary taxes and penalties. Two critical mistakes trip up even savvy savers: failing to arrange a direct rollover and missing the 60-day deposit deadline. Understanding these rollover pitfalls before you make your move can save you significant money and frustration.

Read the full article here.

 

Our firm provides the information for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. This article is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose.  

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