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When Good Intentions Aren't Enough: What Nonprofits Need to Know About D&O Insurance

ARTICLE | October 29, 2026

Authored by Vasquez + Company

Nonprofit directors and officers make high-stakes decisions every day regarding finances, personnel, and programs. Even when those decisions are made in good faith, they can still give rise to claims of wrongdoing. Directors and officers (D&O) liability insurance exists to help shield both your organization and its leaders from the financial fallout of such claims. But not all policies are created equal. Understanding what your D&O policy covers, what it excludes, and how its claims-reporting requirements work is essential to making sure your coverage is truly there when you need it.

Read the full article here.

 

Our firm provides the information for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. This article is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided “as is,” with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose. 

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