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How Financially Smart Are You? Take Our Quiz to Find Out!

How Financially Smart Are You? Take Our Quiz to Find Out!

Test your financial knowledge with our 12-question quiz on retirement planning, credit, taxes, and more. From understanding the “50/30/20” rule to knowing when you can make catch-up contributions to your retirement accounts, this quiz is a fun way to see how well you know the personal finance essentials. Take the quiz now and learn more about how to secure your financial future.

Cash vs. Accrual Accounting: Which Method Will Benefit Your Business Most?

Cash vs. Accrual Accounting: Which Method Will Benefit Your Business Most?

Deciding between cash or accrual accounting for tax purposes can have a significant effect on your business’s financial strategies. This article covers the eligibility criteria for using the cash method under the Tax Cuts and Jobs Act (TCJA) and examines the advantages of both accounting methods. Businesses should carefully evaluate the method that best suits their financial structure to optimize their tax outcomes. Learn how to choose wisely and avoid unnecessary complications when switching methods. Read the full article for expert advice.

TCJA and Hobby Losses: Can You Still Deduct Your Sideline Activity’s Losses

TCJA and Hobby Losses: Can You Still Deduct Your Sideline Activity’s Losses

If you have a sideline activity that consistently generates losses, the IRS may classify it as a hobby, making deductions for those losses difficult. This article breaks down the challenges of hobby-related losses under the TCJA, offering advice on how to prove that your activity is a legitimate business. Learn about the IRS’s safe-harbor rules, the importance of showing a profit motive, and factors that can help turn a money-losing activity into a deductible business expense.